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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,341 | $77,896-8.4% | $134,172-46.8% | $82,448-13.5% |
| Participation rate | 31.6% | 62.8%-31.2pp | 72.5%-40.9pp | 68.1%-36.5pp |
| Annual return | 19.19% | 18.21%+1.0pp | 25.30%-6.1pp | 41.64%-22.4pp |
| Employer contribution / active EE | $1,145 | $2,159-47.0% | $3,420-66.5% | $2,551-55.1% |
| Participant deferral / active EE | $2,062 | $3,162-34.8% | $4,690-56.0% | $4,139-50.2% |
| Admin fee / account holder | $1,857 | $6,336-70.7% | $12,016-84.5% | $7,234-74.3% |