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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,842 | $76,407-12.5% | $150,298-55.5% | $82,448-18.9% |
| Participation rate | 91.5% | 66.4%+25.1pp | 77.8%+13.7pp | 68.1%+23.4pp |
| Annual return | 8.02% | 39.99%-32.0pp | 62.79%-54.8pp | 41.64%-33.6pp |
| Employer contribution / active EE | $5,165 | $2,614+97.6% | $4,154+24.3% | $2,551+102.5% |
| Participant deferral / active EE | $4,384 | $3,214+36.4% | $5,453-19.6% | $4,139+5.9% |
| Admin fee / account holder | $46,271 | $6,352+628.4% | $14,116+227.8% | $7,234+539.6% |