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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,937 | $112,729-52.2% | $98,716-45.4% | $137,256-60.7% |
| Participation rate | 86.7% | 74.2%+12.4pp | 69.3%+17.4pp | 80.0%+6.7pp |
| Annual return | 18.09% | 38.48%-20.4pp | 31.81%-13.7pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,465 | $2,725-46.2% | $2,279-35.7% | $4,156-64.7% |
| Participant deferral / active EE | $2,560 | $4,640-44.8% | $4,048-36.7% | $6,407-60.0% |
| Admin fee / account holder | $1,914 | $10,129-81.1% | $8,703-78.0% | $12,270-84.4% |