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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,937 | $115,225-53.2% | $100,712-46.4% | $138,895-61.2% |
| Participation rate | 86.7% | 74.3%+12.3pp | 69.3%+17.4pp | 79.9%+6.7pp |
| Annual return | 18.09% | 40.35%-22.3pp | 33.27%-15.2pp | 145.39%-127.3pp |
| Employer contribution / active EE | $1,465 | $2,771-47.1% | $2,313-36.6% | $4,194-65.1% |
| Participant deferral / active EE | $2,560 | $4,699-45.5% | $4,085-37.3% | $6,396-60.0% |
| Admin fee / account holder | $1,914 | $10,844-82.3% | $9,256-79.3% | $12,562-84.8% |