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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,691 | $111,830-65.4% | $93,696-58.7% | $145,884-73.5% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.4pp |
| Annual return | 12.50% | 204.08%-191.6pp | 133.74%-121.2pp | 551.85%-539.3pp |
| Employer contribution / active EE | $3,090 | $3,093-0.1% | $2,422+27.6% | $4,662-33.7% |
| Participant deferral / active EE | $8,608 | $4,920+75.0% | $4,417+94.9% | $6,690+28.7% |
| Admin fee / account holder | $775 | $10,249-92.4% | $8,287-90.7% | $13,392-94.2% |