Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,594 | $71,208+32.8% | $93,681+1.0% | $80,911+16.9% |
| Participation rate | 23.5% | 60.4%-36.9pp | 68.7%-45.3pp | 67.6%-44.2pp |
| Annual return | 15.46% | 11.27%+4.2pp | 133.47%-118.0pp | 35.63%-20.2pp |
| Employer contribution / active EE | $345 | $1,564-77.9% | $2,422-85.8% | $2,756-87.5% |
| Participant deferral / active EE | $2,635 | $4,035-34.7% | $4,415-40.3% | $4,297-38.7% |
| Admin fee / account holder | $23,381 | $6,951+236.4% | $8,290+182.0% | $6,935+237.2% |