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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,700 | $183,592+152.0% | $155,574+197.4% | $145,877+217.2% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 4.23% | 61.37%-57.1pp | 64.87%-60.6pp | 551.28%-547.1pp |
| Employer contribution / active EE | $26,561 | $5,317+399.6% | $4,676+468.1% | $4,663+469.6% |
| Participant deferral / active EE | $3,530 | $6,466-45.4% | $5,629-37.3% | $6,691-47.2% |
| Admin fee / account holder | $65,055 | $19,316+236.8% | $15,914+308.8% | $13,402+385.4% |