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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,700 | $183,627+152.0% | $155,602+197.4% | $145,978+217.0% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 4.23% | 61.32%-57.1pp | 64.81%-60.6pp | 550.52%-546.3pp |
| Employer contribution / active EE | $26,561 | $5,316+399.6% | $4,675+468.1% | $4,662+469.8% |
| Participant deferral / active EE | $3,530 | $6,466-45.4% | $5,629-37.3% | $6,690-47.2% |
| Admin fee / account holder | $65,055 | $19,327+236.6% | $15,923+308.6% | $13,400+385.5% |