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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,098 | $183,539+140.3% | $155,556+183.6% | $145,897+202.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.14% | 61.31%-43.2pp | 64.84%-46.7pp | 552.29%-534.2pp |
| Employer contribution / active EE | $1,428 | $5,315-73.1% | $4,675-69.5% | $4,663-69.4% |
| Participant deferral / active EE | $8,722 | $6,467+34.9% | $5,631+54.9% | $6,689+30.4% |
| Admin fee / account holder | $1,742 | $19,275-91.0% | $15,885-89.0% | $13,390-87.0% |