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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $599,139 | $172,111+248.1% | $150,298+298.6% | $137,256+336.5% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 15.69% | 69.37%-53.7pp | 62.79%-47.1pp | 220.34%-204.6pp |
| Employer contribution / active EE | $6,245 | $4,636+34.7% | $4,154+50.3% | $4,156+50.3% |
| Participant deferral / active EE | $11,946 | $6,166+93.8% | $5,453+119.1% | $6,407+86.5% |
| Admin fee / account holder | $3,254 | $16,471-80.2% | $14,116-76.9% | $12,270-73.5% |