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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,318 | $178,174-13.4% | $156,181-1.2% | $137,256+12.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 9.16% | 84.19%-75.0pp | 64.87%-55.7pp | 220.34%-211.2pp |
| Employer contribution / active EE | $5,865 | $4,972+18.0% | $4,294+36.6% | $4,156+41.1% |
| Participant deferral / active EE | $11,740 | $6,888+70.4% | $6,132+91.4% | $6,407+83.2% |
| Admin fee / account holder | $96,712 | $17,404+455.7% | $14,586+563.0% | $12,270+688.2% |