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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,439 | $81,504-44.2% | $102,437-55.6% | $80,959-43.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 12.73% | 25.60%-12.9pp | 24.95%-12.2pp | 35.67%-22.9pp |
| Employer contribution / active EE | $11,879 | $3,104+282.8% | $3,871+206.9% | $2,757+330.9% |
| Participant deferral / active EE | $504 | $3,871-87.0% | $5,060-90.0% | $4,300-88.3% |
| Admin fee / account holder | $4,066 | $6,719-39.5% | $8,388-51.5% | $6,925-41.3% |