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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,519 | $178,174-14.4% | $156,181-2.3% | $137,256+11.1% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.8%-8.2pp | 80.0%-9.4pp |
| Annual return | 7.69% | 84.19%-76.5pp | 64.87%-57.2pp | 220.34%-212.6pp |
| Employer contribution / active EE | $270 | $4,972-94.6% | $4,294-93.7% | $4,156-93.5% |
| Participant deferral / active EE | $8,198 | $6,888+19.0% | $6,132+33.7% | $6,407+28.0% |
| Admin fee / account holder | $123,644 | $17,404+610.4% | $14,586+747.7% | $12,270+907.7% |