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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEDIGITAL Service code 17 · EIN 93-1238515 15 SW COLORADO · BEND, OR 97702 | Pension Consulting | $43,828 |
BAKER TILLY US, LLP1 year Service code 10 · EIN 30-1413443 | Accounting | $19,747 |
Filed as: JOHN HANCOCK Service code 10 · EIN 01-0233346 | Accounting | $19,666 |
Service code 10 · EIN 93-0839718 3235 HILLCREST PARK DR STE 100 · MEDFORD, OR 97504 | Accounting | $9,160 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,347 | $77,896+4.4% | $134,172-39.4% | $82,448-1.3% |
| Participation rate | 100.0% | 62.8%+37.2pp | 72.5%+27.5pp | 68.1%+31.9pp |
| Annual return | 11.91% | 18.21%-6.3pp | 25.30%-13.4pp | 41.64%-29.7pp |
| Employer contribution / active EE | $12,474 | $2,159+477.7% | $3,420+264.7% | $2,551+389.0% |
| Participant deferral / active EE | $8,817 | $3,162+178.8% | $4,690+88.0% | $4,139+113.0% |
| Admin fee / account holder | $590 | $6,336-90.7% | $12,016-95.1% | $7,234-91.8% |