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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,716 | $78,690+420.7% | $161,489+153.7% | $87,485+368.3% |
| Participation rate | 85.3% | 67.5%+17.8pp | 78.7%+6.6pp | 68.9%+16.4pp |
| Annual return | 18.57% | 32.74%-14.2pp | 89.72%-71.2pp | 26.06%-7.5pp |
| Employer contribution / active EE | $18,981 | $2,588+633.4% | $4,268+344.7% | $2,596+631.1% |
| Participant deferral / active EE | $19,212 | $3,311+480.3% | $5,630+241.3% | $4,274+349.6% |
| Admin fee / account holder | $2,934 | $6,724-56.4% | $16,006-81.7% | $7,775-62.3% |