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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,716 | $75,541+442.4% | $152,093+169.4% | $82,637+395.8% |
| Participation rate | 85.3% | 66.5%+18.8pp | 77.8%+7.5pp | 68.1%+17.2pp |
| Annual return | 18.57% | 32.56%-14.0pp | 66.36%-47.8pp | 53.51%-34.9pp |
| Employer contribution / active EE | $18,981 | $2,622+623.8% | $4,175+354.7% | $2,552+643.7% |
| Participant deferral / active EE | $19,212 | $3,206+499.3% | $5,451+252.4% | $4,126+365.6% |
| Admin fee / account holder | $2,934 | $6,405-54.2% | $14,497-79.8% | $7,339-60.0% |