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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,310 | $81,358+277.7% | $155,556+97.6% | $80,959+279.6% |
| Participation rate | 90.9% | 66.3%+24.6pp | 78.2%+12.7pp | 67.7%+23.2pp |
| Annual return | 16.78% | 33.39%-16.6pp | 64.84%-48.1pp | 35.67%-18.9pp |
| Employer contribution / active EE | $20,787 | $3,106+569.2% | $4,675+344.6% | $2,757+653.9% |
| Participant deferral / active EE | $19,020 | $3,455+450.4% | $5,631+237.8% | $4,300+342.3% |
| Admin fee / account holder | $2,088 | $7,994-73.9% | $15,885-86.9% | $6,925-69.9% |