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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $926,286 | $76,407+1112.3% | $150,298+516.3% | $82,448+1023.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.12% | 39.99%-26.9pp | 62.79%-49.7pp | 41.64%-28.5pp |
| Employer contribution / active EE | $39,052 | $2,614+1393.9% | $4,154+840.1% | $2,551+1430.9% |
| Participant deferral / active EE | $22,963 | $3,214+614.4% | $5,453+321.1% | $4,139+454.8% |
| Admin fee / account holder | $118,687 | $6,352+1768.5% | $14,116+740.8% | $7,234+1540.6% |