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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,928 | $106,749+137.9% | $145,433+74.6% | $82,448+208.0% |
| Participation rate | 80.6% | 75.6%+5.0pp | 82.1%-1.5pp | 68.1%+12.6pp |
| Annual return | 13.36% | 27.59%-14.2pp | 66.58%-53.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $8,962 | $3,444+160.2% | $4,554+96.8% | $2,551+251.3% |
| Participant deferral / active EE | $9,457 | $6,519+45.1% | $7,897+19.8% | $4,139+128.5% |
| Admin fee / account holder | $1,354 | $8,390-83.9% | $13,129-89.7% | $7,234-81.3% |