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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,928 | $106,524+138.4% | $152,301+66.7% | $87,485+190.3% |
| Participation rate | 80.6% | 75.8%+4.9pp | 82.4%-1.8pp | 68.9%+11.7pp |
| Annual return | 13.36% | 26.89%-13.5pp | 80.50%-67.1pp | 26.06%-12.7pp |
| Employer contribution / active EE | $8,962 | $3,371+165.8% | $4,624+93.8% | $2,596+245.2% |
| Participant deferral / active EE | $9,457 | $6,525+44.9% | $8,004+18.2% | $4,274+121.3% |
| Admin fee / account holder | $1,354 | $8,287-83.7% | $14,398-90.6% | $7,775-82.6% |