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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,822 | $84,414-0.7% | $165,100-49.2% | - |
| Participation rate | 56.6% | 69.4%-12.8pp | 78.6%-22.1pp | - |
| Annual return | 11.38% | 13.94%-2.6pp | 70.21%-58.8pp | - |
| Employer contribution / active EE | $1,758 | $2,400-26.8% | $4,348-59.6% | - |
| Participant deferral / active EE | $4,118 | $4,277-3.7% | $6,035-31.8% | - |
| Admin fee / account holder | $3,047 | $4,429-31.2% | $12,696-76.0% | - |