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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,393 | $102,422+166.0% | $147,117+85.2% | $80,959+236.5% |
| Participation rate | 89.7% | 75.9%+13.9pp | 82.2%+7.6pp | 67.7%+22.1pp |
| Annual return | 13.46% | 135.16%-121.7pp | 420.54%-407.1pp | 35.67%-22.2pp |
| Employer contribution / active EE | $3,717 | $3,7170% | $4,932-24.6% | $2,757+34.8% |
| Participant deferral / active EE | $6,487 | $6,652-2.5% | $8,065-19.6% | $4,300+50.9% |
| Admin fee / account holder | $7,941 | $7,953-0.2% | $12,993-38.9% | $6,925+14.7% |