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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,057 | $106,749+192.3% | $145,433+114.6% | $82,448+278.5% |
| Participation rate | 91.2% | 75.6%+15.5pp | 82.1%+9.1pp | 68.1%+23.1pp |
| Annual return | 18.64% | 27.59%-9.0pp | 66.58%-47.9pp | 41.64%-23.0pp |
| Employer contribution / active EE | $136 | $3,444-96.1% | $4,554-97.0% | $2,551-94.7% |
| Participant deferral / active EE | $8,838 | $6,519+35.6% | $7,897+11.9% | $4,139+113.5% |
| Admin fee / account holder | $11,287 | $8,390+34.5% | $13,129-14.0% | $7,234+56.0% |