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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,508 | $97,765+39.6% | $103,486+31.9% | $145,884-6.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 4.96% | 25.44%-20.5pp | 23.93%-19.0pp | 551.85%-546.9pp |
| Employer contribution / active EE | $2,432 | $4,687-48.1% | $4,679-48.0% | $4,662-47.8% |
| Participant deferral / active EE | $6,620 | $6,606+0.2% | $6,628-0.1% | $6,690-1.0% |
| Admin fee / account holder | $6,630 | $12,505-47.0% | $9,354-29.1% | $13,392-50.5% |