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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,508 | $97,751+39.6% | $103,431+32.0% | $145,978-6.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 4.96% | 25.43%-20.5pp | 23.92%-19.0pp | 550.52%-545.6pp |
| Employer contribution / active EE | $2,432 | $4,684-48.1% | $4,678-48.0% | $4,662-47.8% |
| Participant deferral / active EE | $6,620 | $6,603+0.2% | $6,625-0.1% | $6,690-1.0% |
| Admin fee / account holder | $6,630 | $12,515-47.0% | $9,412-29.6% | $13,400-50.5% |