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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,967 | $76,564-58.2% | $105,582-69.7% | $94,015-66.0% |
| Participation rate | 93.3% | 65.2%+28.2pp | 71.8%+21.6pp | 70.8%+22.5pp |
| Annual return | 3.16% | 20.69%-17.5pp | 18.61%-15.4pp | 17.84%-14.7pp |
| Employer contribution / active EE | $1,975 | $1,995-1.0% | $2,984-33.8% | $2,790-29.2% |
| Participant deferral / active EE | $1,846 | $3,320-44.4% | $4,353-57.6% | $4,249-56.6% |
| Admin fee / account holder | $9,623 | $7,129+35.0% | $12,856-25.1% | $8,951+7.5% |