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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,772 | $79,223-48.5% | $102,460-60.2% | $74,478-45.3% |
| Participation rate | 53.5% | 74.8%-21.3pp | 76.5%-23.0pp | 67.2%-13.8pp |
| Annual return | 16.42% | 54.98%-38.6pp | 29.47%-13.0pp | 1370.56%-1354.1pp |
| Employer contribution / active EE | $860 | $2,363-63.6% | $3,025-71.6% | $2,626-67.3% |
| Participant deferral / active EE | $2,270 | $4,417-48.6% | $5,056-55.1% | $4,350-47.8% |
| Admin fee / account holder | $1,075 | $2,003-46.3% | $9,460-88.6% | $1,946-44.7% |