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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,772 | $79,181-48.5% | $102,423-60.2% | $74,429-45.2% |
| Participation rate | 53.5% | 74.8%-21.3pp | 76.5%-23.0pp | 67.2%-13.7pp |
| Annual return | 16.42% | 54.97%-38.5pp | 29.42%-13.0pp | 1368.38%-1352.0pp |
| Employer contribution / active EE | $860 | $2,362-63.6% | $3,023-71.6% | $2,625-67.3% |
| Participant deferral / active EE | $2,270 | $4,416-48.6% | $5,054-55.1% | $4,348-47.8% |
| Admin fee / account holder | $1,075 | $2,002-46.3% | $9,455-88.6% | $1,944-44.7% |