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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,642 | $55,902-77.4% | $76,030-83.4% | $80,959-84.4% |
| Participation rate | 98.4% | 62.1%+36.3pp | 69.1%+29.3pp | 67.7%+30.7pp |
| Annual return | 1.30% | 20.59%-19.3pp | 361.54%-360.2pp | 35.67%-34.4pp |
| Employer contribution / active EE | $2,102 | $1,867+12.6% | $2,688-21.8% | $2,757-23.7% |
| Participant deferral / active EE | $2,728 | $3,051-10.6% | $4,257-35.9% | $4,300-36.6% |
| Admin fee / account holder | $2,260 | $5,239-56.9% | $6,421-64.8% | $6,925-67.4% |