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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,642 | $55,930-77.4% | $76,089-83.4% | $80,925-84.4% |
| Participation rate | 98.4% | 62.1%+36.3pp | 69.1%+29.3pp | 67.7%+30.7pp |
| Annual return | 1.30% | 20.58%-19.3pp | 360.94%-359.6pp | 35.65%-34.3pp |
| Employer contribution / active EE | $2,102 | $1,866+12.7% | $2,690-21.8% | $2,756-23.7% |
| Participant deferral / active EE | $2,728 | $3,051-10.6% | $4,259-35.9% | $4,299-36.5% |
| Admin fee / account holder | $2,260 | $5,241-56.9% | $6,418-64.8% | $6,940-67.4% |