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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,148 | $94,436+29.3% | $115,599+5.7% | $82,637+47.8% |
| Participation rate | 62.7% | 70.4%-7.7pp | 74.3%-11.5pp | 68.1%-5.3pp |
| Annual return | 15.37% | 18.37%-3.0pp | 111.10%-95.7pp | 53.51%-38.1pp |
| Employer contribution / active EE | $2,262 | $2,324-2.7% | $2,955-23.5% | $2,552-11.4% |
| Participant deferral / active EE | $3,762 | $3,955-4.9% | $4,889-23.1% | $4,126-8.8% |
| Admin fee / account holder | $2,048 | $10,328-80.2% | $12,841-84.0% | $7,339-72.1% |