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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,894 | $111,535-82.2% | $105,223-81.1% | $137,256-85.5% |
| Participation rate | 53.8% | 78.1%-24.2pp | 75.0%-21.2pp | 80.0%-26.1pp |
| Annual return | 18.11% | 237.85%-219.7pp | 180.65%-162.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,777 | $3,939-54.9% | $3,689-51.8% | $4,156-57.2% |
| Participant deferral / active EE | $2,825 | $5,500-48.6% | $5,072-44.3% | $6,407-55.9% |
| Admin fee / account holder | $2,939 | $9,721-69.8% | $8,859-66.8% | $12,270-76.0% |