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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,090 | $110,410-84.5% | $102,437-83.3% | $145,897-88.3% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 11.59% | 24.85%-13.3pp | 24.95%-13.4pp | 552.29%-540.7pp |
| Employer contribution / active EE | $1,306 | $4,217-69.0% | $3,871-66.3% | $4,663-72.0% |
| Participant deferral / active EE | $2,034 | $5,622-63.8% | $5,060-59.8% | $6,689-69.6% |
| Admin fee / account holder | $4,310 | $9,745-55.8% | $8,388-48.6% | $13,390-67.8% |