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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,181 | $177,156-79.0% | $147,027-74.7% | $154,746-76.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 11.77% | 21.94%-10.2pp | 20.23%-8.5pp | 172.34%-160.6pp |
| Employer contribution / active EE | $12,688 | $4,336+192.6% | $3,626+249.9% | $4,379+189.7% |
| Participant deferral / active EE | $19,633 | $5,797+238.7% | $4,933+298.0% | $6,730+191.7% |
| Admin fee / account holder | $463 | $14,904-96.9% | $12,223-96.2% | $14,365-96.8% |