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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,658 | $182,442+154.7% | $163,379+184.4% | $138,895+234.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 14.08% | 72.74%-58.7pp | 63.41%-49.3pp | 145.39%-131.3pp |
| Employer contribution / active EE | $4,415 | $4,159+6.1% | $3,752+17.6% | $4,194+5.3% |
| Participant deferral / active EE | $8,950 | $6,817+31.3% | $6,282+42.5% | $6,396+39.9% |
| Admin fee / account holder | $2,505 | $10,396-75.9% | $9,818-74.5% | $12,562-80.1% |