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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,148 | $81,403+5.8% | $147,027-41.4% | $87,485-1.5% |
| Participation rate | 95.0% | 63.4%+31.6pp | 73.7%+21.3pp | 68.9%+26.1pp |
| Annual return | 14.33% | 16.51%-2.2pp | 20.23%-5.9pp | 26.06%-11.7pp |
| Employer contribution / active EE | $4,236 | $2,205+92.1% | $3,626+16.8% | $2,596+63.2% |
| Participant deferral / active EE | $5,337 | $3,315+61.0% | $4,933+8.2% | $4,274+24.9% |
| Admin fee / account holder | $11,742 | $6,755+73.8% | $12,223-3.9% | $7,775+51.0% |