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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,484 | $72,471+114.5% | $94,215+65.0% | $86,983+78.8% |
| Participation rate | 72.0% | 63.9%+8.1pp | 70.0%+2.0pp | 69.5%+2.5pp |
| Annual return | 13.74% | 26.44%-12.7pp | 28.22%-14.5pp | 25.83%-12.1pp |
| Employer contribution / active EE | $2,166 | $1,936+11.9% | $2,675-19.0% | $2,584-16.2% |
| Participant deferral / active EE | $4,174 | $3,397+22.9% | $4,276-2.4% | $4,194-0.5% |
| Admin fee / account holder | $4,243 | $6,468-34.4% | $10,216-58.5% | $7,856-46.0% |