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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,484 | $58,627+165.2% | $76,735+102.6% | $82,448+88.6% |
| Participation rate | 72.0% | 63.2%+8.8pp | 69.5%+2.5pp | 68.1%+3.9pp |
| Annual return | 13.74% | 39.10%-25.4pp | 29.77%-16.0pp | 41.64%-27.9pp |
| Employer contribution / active EE | $2,166 | $1,729+25.3% | $2,454-11.7% | $2,551-15.1% |
| Participant deferral / active EE | $4,174 | $3,134+33.2% | $4,088+2.1% | $4,139+0.8% |
| Admin fee / account holder | $4,243 | $5,323-20.3% | $7,189-41.0% | $7,234-41.4% |