Filed July 14, 2025 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,569 | $89,515+164.3% | $103,065+129.5% | $80,959+192.2% |
| Participation rate | 94.6% | 76.0%+18.6pp | 80.6%+14.0pp | 67.7%+26.9pp |
| Annual return | 9.53% | 22.82%-13.3pp | 23.95%-14.4pp | 35.67%-26.1pp |
| Employer contribution / active EE | $14,938 | $4,015+272.0% | $4,675+219.5% | $2,757+441.8% |
| Participant deferral / active EE | $8,580 | $5,463+57.1% | $6,625+29.5% | $4,300+99.5% |
| Admin fee / account holder | $38,667 | $6,527+492.4% | $9,349+313.6% | $6,925+458.3% |