Filed July 14, 2025 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,569 | $89,532+164.2% | $103,447+128.7% | $80,925+192.3% |
| Participation rate | 94.6% | 76.0%+18.6pp | 80.5%+14.1pp | 67.7%+26.9pp |
| Annual return | 9.53% | 22.80%-13.3pp | 23.92%-14.4pp | 35.65%-26.1pp |
| Employer contribution / active EE | $14,938 | $4,023+271.3% | $4,678+219.3% | $2,756+442.0% |
| Participant deferral / active EE | $8,580 | $5,459+57.2% | $6,624+29.5% | $4,299+99.6% |
| Admin fee / account holder | $38,667 | $6,774+470.8% | $9,415+310.7% | $6,940+457.2% |