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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,625 | $161,352-25.2% | $134,172-10.1% | $137,256-12.1% |
| Participation rate | 92.9% | 78.3%+14.6pp | 72.5%+20.4pp | 80.0%+12.9pp |
| Annual return | 8.57% | 28.72%-20.1pp | 25.30%-16.7pp | 220.34%-211.8pp |
| Employer contribution / active EE | $5,925 | $4,099+44.6% | $3,420+73.3% | $4,156+42.6% |
| Participant deferral / active EE | $6,930 | $5,552+24.8% | $4,690+47.8% | $6,407+8.2% |
| Admin fee / account holder | $57,235 | $15,028+280.9% | $12,016+376.3% | $12,270+366.5% |