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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,344 | $106,749-76.3% | $145,433-82.6% | $82,448-69.3% |
| Participation rate | 73.5% | 75.6%-2.1pp | 82.1%-8.6pp | 68.1%+5.5pp |
| Annual return | 13.69% | 27.59%-13.9pp | 66.58%-52.9pp | 41.64%-27.9pp |
| Employer contribution / active EE | $1,437 | $3,444-58.3% | $4,554-68.5% | $2,551-43.7% |
| Participant deferral / active EE | $2,533 | $6,519-61.1% | $7,897-67.9% | $4,139-38.8% |
| Admin fee / account holder | $616 | $8,390-92.7% | $13,129-95.3% | $7,234-91.5% |