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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,344 | $106,524-76.2% | $152,301-83.4% | $87,485-71.0% |
| Participation rate | 73.5% | 75.8%-2.2pp | 82.4%-8.9pp | 68.9%+4.6pp |
| Annual return | 13.69% | 26.89%-13.2pp | 80.50%-66.8pp | 26.06%-12.4pp |
| Employer contribution / active EE | $1,437 | $3,371-57.4% | $4,624-68.9% | $2,596-44.7% |
| Participant deferral / active EE | $2,533 | $6,525-61.2% | $8,004-68.4% | $4,274-40.7% |
| Admin fee / account holder | $616 | $8,287-92.6% | $14,398-95.7% | $7,775-92.1% |