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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,728 | $147,556+59.1% | $129,031+81.9% | $198,609+18.2% |
| Participation rate | 75.0% | 77.2%-2.2pp | 73.4%+1.6pp | 82.4%-7.4pp |
| Annual return | 11.72% | 37.41%-25.7pp | 34.67%-22.9pp | 202.70%-191.0pp |
| Employer contribution / active EE | $0 | $3,645-100.0% | $3,226-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,213 | $5,760-61.6% | $5,217-57.6% | $6,977-68.3% |
| Admin fee / account holder | $149,499 | $15,467+866.5% | $13,208+1031.9% | $19,030+685.6% |