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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,465 | $106,749-65.8% | $145,433-74.9% | $82,448-55.8% |
| Participation rate | 73.1% | 75.6%-2.6pp | 82.1%-9.0pp | 68.1%+5.0pp |
| Annual return | 13.06% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $3,242 | $3,444-5.9% | $4,554-28.8% | $2,551+27.1% |
| Participant deferral / active EE | $5,992 | $6,519-8.1% | $7,897-24.1% | $4,139+44.8% |
| Admin fee / account holder | $10,223 | $8,390+21.8% | $13,129-22.1% | $7,234+41.3% |