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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,633 | $154,228-74.3% | $145,433-72.7% | $137,256-71.1% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 80.0%-10.0pp |
| Annual return | 25.06% | 74.59%-49.5pp | 66.58%-41.5pp | 220.34%-195.3pp |
| Employer contribution / active EE | $4,540 | $4,804-5.5% | $4,554-0.3% | $4,156+9.2% |
| Participant deferral / active EE | $11,364 | $8,216+38.3% | $7,897+43.9% | $6,407+77.4% |
| Admin fee / account holder | $11,998 | $14,344-16.4% | $13,129-8.6% | $12,270-2.2% |