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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,461 | $106,749-42.4% | $145,433-57.7% | $82,448-25.5% |
| Participation rate | 76.5% | 75.6%+0.8pp | 82.1%-5.6pp | 68.1%+8.4pp |
| Annual return | 12.16% | 27.59%-15.4pp | 66.58%-54.4pp | 41.64%-29.5pp |
| Employer contribution / active EE | $3,319 | $3,444-3.6% | $4,554-27.1% | $2,551+30.1% |
| Participant deferral / active EE | $8,715 | $6,519+33.7% | $7,897+10.4% | $4,139+110.5% |
| Admin fee / account holder | $691 | $8,390-91.8% | $13,129-94.7% | $7,234-90.4% |