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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,889 | $99,053-91.0% | $88,179-89.9% | $138,895-93.6% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.1%+18.4pp | 79.9%+7.6pp |
| Annual return | 18.65% | 78.17%-59.5pp | 64.97%-46.3pp | 145.39%-126.7pp |
| Employer contribution / active EE | $942 | $2,882-67.3% | $2,549-63.1% | $4,194-77.6% |
| Participant deferral / active EE | $2,201 | $5,225-57.9% | $4,614-52.3% | $6,396-65.6% |
| Admin fee / account holder | $2,051 | $8,748-76.6% | $7,673-73.3% | $12,562-83.7% |