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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,398 | $155,555-87.5% | $146,866-86.8% | $155,188-87.5% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.5%-42.5pp | 80.8%-40.8pp |
| Annual return | 17.30% | 115.41%-98.1pp | 102.85%-85.6pp | 148.84%-131.5pp |
| Employer contribution / active EE | $0 | $4,647-100.0% | $4,425-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $4,251 | $8,044-47.2% | $7,759-45.2% | $6,531-34.9% |
| Admin fee / account holder | $2,578 | $14,755-82.5% | $13,620-81.1% | $14,480-82.2% |