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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,199 | $111,535-38.0% | $105,223-34.2% | $137,256-49.6% |
| Participation rate | 45.0% | 78.1%-33.1pp | 75.0%-30.0pp | 80.0%-35.0pp |
| Annual return | 82.62% | 237.85%-155.2pp | 180.65%-98.0pp | 220.34%-137.7pp |
| Employer contribution / active EE | $2,210 | $3,939-43.9% | $3,689-40.1% | $4,156-46.8% |
| Participant deferral / active EE | $7,332 | $5,500+33.3% | $5,072+44.6% | $6,407+14.4% |
| Admin fee / account holder | $2,664 | $9,721-72.6% | $8,859-69.9% | $12,270-78.3% |