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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,818 | $156,398+84.0% | $147,318+95.4% | $138,895+107.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.55% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.8pp |
| Employer contribution / active EE | $14,842 | $4,853+205.8% | $4,593+223.2% | $4,194+253.9% |
| Participant deferral / active EE | $15,097 | $8,237+83.3% | $7,906+90.9% | $6,396+136.0% |
| Admin fee / account holder | $5,296 | $14,976-64.6% | $13,708-61.4% | $12,562-57.8% |