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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,891 | $185,312-6.2% | $161,489+7.7% | $154,746+12.4% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.7%-0.9pp | 80.7%-2.9pp |
| Annual return | 13.25% | 103.84%-90.6pp | 89.72%-76.5pp | 172.34%-159.1pp |
| Employer contribution / active EE | -$4,142 | $4,769-186.9% | $4,268-197.0% | $4,379-194.6% |
| Participant deferral / active EE | $11,192 | $6,350+76.3% | $5,630+98.8% | $6,730+66.3% |
| Admin fee / account holder | $1,647 | $18,654-91.2% | $16,006-89.7% | $14,365-88.5% |