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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,197 | $156,398-82.6% | $147,318-81.5% | $138,895-80.4% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 14.72% | 78.75%-64.0pp | 70.43%-55.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $2,947 | $4,853-39.3% | $4,593-35.8% | $4,194-29.7% |
| Participant deferral / active EE | $6,195 | $8,237-24.8% | $7,906-21.6% | $6,396-3.2% |
| Admin fee / account holder | $7,837 | $14,976-47.7% | $13,708-42.8% | $12,562-37.6% |