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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,197 | $162,136-83.2% | $152,301-82.1% | $154,746-82.4% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 14.72% | 91.02%-76.3pp | 80.50%-65.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $2,947 | $4,890-39.7% | $4,624-36.3% | $4,379-32.7% |
| Participant deferral / active EE | $6,195 | $8,341-25.7% | $8,004-22.6% | $6,730-8.0% |
| Admin fee / account holder | $7,837 | $15,759-50.3% | $14,398-45.6% | $14,365-45.4% |