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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,702 | $70,366-96.2% | $66,674-95.9% | $138,895-98.1% |
| Participation rate | 73.3% | 76.2%-2.8pp | 73.7%-0.3pp | 79.9%-6.6pp |
| Annual return | 18.45% | 386.41%-368.0pp | 321.24%-302.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,043 | $4,374-76.2% | $4,084-74.5% | $6,396-83.7% |
| Admin fee / account holder | $654 | $5,262-87.6% | $5,098-87.2% | $12,562-94.8% |