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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,503 | $154,228-51.7% | $145,433-48.8% | $137,256-45.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.34% | 74.59%-57.2pp | 66.58%-49.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $4,395 | $4,804-8.5% | $4,554-3.5% | $4,156+5.8% |
| Participant deferral / active EE | $15,845 | $8,216+92.8% | $7,897+100.6% | $6,407+147.3% |
| Admin fee / account holder | $15,396 | $14,344+7.3% | $13,129+17.3% | $12,270+25.5% |