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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,493 | $154,228-93.2% | $145,433-92.8% | $137,256-92.4% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 20.38% | 74.59%-54.2pp | 66.58%-46.2pp | 220.34%-200.0pp |
| Employer contribution / active EE | $3,374 | $4,804-29.8% | $4,554-25.9% | $4,156-18.8% |
| Participant deferral / active EE | $3,571 | $8,216-56.5% | $7,897-54.8% | $6,407-44.3% |
| Admin fee / account holder | $6,205 | $14,344-56.7% | $13,129-52.7% | $12,270-49.4% |