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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,835 | $199,109-84.0% | $173,730-81.7% | $154,746-79.4% |
| Participation rate | 15.0% | 82.8%-67.8pp | 79.6%-64.6pp | 80.7%-65.7pp |
| Annual return | 31.53% | 20.02%+11.5pp | 19.96%+11.6pp | 172.34%-140.8pp |
| Employer contribution / active EE | $396 | $5,311-92.5% | $4,577-91.3% | $4,379-91.0% |
| Participant deferral / active EE | $2,641 | $7,113-62.9% | $6,326-58.3% | $6,730-60.8% |
| Admin fee / account holder | $77 | $20,916-99.6% | $17,523-99.6% | $14,365-99.5% |