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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,617 | $178,174-92.4% | $156,181-91.3% | $137,256-90.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.91% | 84.19%-70.3pp | 64.87%-51.0pp | 220.34%-206.4pp |
| Employer contribution / active EE | $3,973 | $4,972-20.1% | $4,294-7.5% | $4,156-4.4% |
| Participant deferral / active EE | $11,459 | $6,888+66.4% | $6,132+86.9% | $6,407+78.9% |
| Admin fee / account holder | $10,276 | $17,404-41.0% | $14,586-29.5% | $12,270-16.2% |