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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,138 | $78,520+39.0% | $96,576+13.0% | $82,448+32.4% |
| Participation rate | 72.7% | 77.7%-5.0pp | 81.4%-8.7pp | 68.1%+4.7pp |
| Annual return | 16.27% | 41.30%-25.0pp | 38.47%-22.2pp | 41.64%-25.4pp |
| Employer contribution / active EE | $3,115 | $2,630+18.5% | $3,553-12.3% | $2,551+22.1% |
| Participant deferral / active EE | $6,874 | $6,754+1.8% | $7,956-13.6% | $4,139+66.1% |
| Admin fee / account holder | $3,767 | $13,455-72.0% | $11,381-66.9% | $7,234-47.9% |