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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,715 | $156,398-79.7% | $147,318-78.5% | $138,895-77.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 26.88% | 78.75%-51.9pp | 70.43%-43.6pp | 145.39%-118.5pp |
| Employer contribution / active EE | $7,983 | $4,853+64.5% | $4,593+73.8% | $4,194+90.3% |
| Participant deferral / active EE | $4,342 | $8,237-47.3% | $7,906-45.1% | $6,396-32.1% |
| Admin fee / account holder | $637 | $14,976-95.7% | $13,708-95.4% | $12,562-94.9% |