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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,325 | $227,291-80.5% | $214,702-79.4% | $155,188-71.4% |
| Participation rate | 42.9% | 88.0%-45.1pp | 87.5%-44.6pp | 80.8%-37.9pp |
| Annual return | 16.32% | 60.08%-43.8pp | 54.55%-38.2pp | 148.84%-132.5pp |
| Employer contribution / active EE | $5,015 | $6,772-25.9% | $6,461-22.4% | $4,248+18.1% |
| Participant deferral / active EE | $9,307 | $9,582-2.9% | $9,147+1.8% | $6,531+42.5% |
| Admin fee / account holder | $46,655 | $20,413+128.6% | $19,830+135.3% | $14,480+222.2% |