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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,325 | $212,386-79.1% | $199,883-77.8% | $138,895-68.1% |
| Participation rate | 42.9% | 87.4%-44.5pp | 86.8%-43.9pp | 79.9%-37.1pp |
| Annual return | 16.32% | 47.75%-31.4pp | 43.81%-27.5pp | 145.39%-129.1pp |
| Employer contribution / active EE | $5,015 | $6,625-24.3% | $6,261-19.9% | $4,194+19.6% |
| Participant deferral / active EE | $9,307 | $9,617-3.2% | $9,138+1.8% | $6,396+45.5% |
| Admin fee / account holder | $46,655 | $18,233+155.9% | $17,268+170.2% | $12,562+271.4% |