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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,814 | $162,136-29.8% | $152,301-25.3% | $154,746-26.5% |
| Participation rate | 92.9% | 84.1%+8.8pp | 82.4%+10.4pp | 80.7%+12.2pp |
| Annual return | 11.52% | 91.02%-79.5pp | 80.50%-69.0pp | 172.34%-160.8pp |
| Employer contribution / active EE | $3,300 | $4,890-32.5% | $4,624-28.6% | $4,379-24.6% |
| Participant deferral / active EE | $12,924 | $8,341+55.0% | $8,004+61.5% | $6,730+92.0% |
| Admin fee / account holder | $18,436 | $15,759+17.0% | $14,398+28.0% | $14,365+28.3% |