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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,814 | $154,228-26.2% | $145,433-21.7% | $137,256-17.1% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.7pp | 80.0%+12.9pp |
| Annual return | 11.52% | 74.59%-63.1pp | 66.58%-55.1pp | 220.34%-208.8pp |
| Employer contribution / active EE | $3,300 | $4,804-31.3% | $4,554-27.5% | $4,156-20.6% |
| Participant deferral / active EE | $12,924 | $8,216+57.3% | $7,897+63.7% | $6,407+101.7% |
| Admin fee / account holder | $18,436 | $14,344+28.5% | $13,129+40.4% | $12,270+50.2% |