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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,580 | $72,071-82.5% | $68,368-81.6% | $137,256-90.8% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 26.89% | 353.14%-326.2pp | 292.57%-265.7pp | 220.34%-193.4pp |
| Employer contribution / active EE | $1,057 | $2,788-62.1% | $2,649-60.1% | $4,156-74.6% |
| Participant deferral / active EE | $3,657 | $4,410-17.1% | $4,123-11.3% | $6,407-42.9% |
| Admin fee / account holder | $317 | $5,336-94.1% | $5,150-93.9% | $12,270-97.4% |