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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,238 | $162,136-90.0% | $152,301-89.3% | $154,746-89.5% |
| Participation rate | 93.8% | 84.1%+9.6pp | 82.4%+11.3pp | 80.7%+13.0pp |
| Annual return | 25.28% | 91.02%-65.7pp | 80.50%-55.2pp | 172.34%-147.1pp |
| Employer contribution / active EE | $2,799 | $4,890-42.8% | $4,624-39.5% | $4,379-36.1% |
| Participant deferral / active EE | $5,848 | $8,341-29.9% | $8,004-26.9% | $6,730-13.1% |
| Admin fee / account holder | $1,079 | $15,759-93.2% | $14,398-92.5% | $14,365-92.5% |