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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,123 | $154,228+11.0% | $145,433+17.7% | $137,256+24.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.85% | 74.59%-61.7pp | 66.58%-53.7pp | 220.34%-207.5pp |
| Employer contribution / active EE | $8,464 | $4,804+76.2% | $4,554+85.8% | $4,156+103.7% |
| Participant deferral / active EE | $20,467 | $8,216+149.1% | $7,897+159.2% | $6,407+219.5% |
| Admin fee / account holder | $1,135 | $14,344-92.1% | $13,129-91.4% | $12,270-90.7% |